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Private Client Services, LLC (PCS) touts on its website that it'southward a totally independent, privately-owned banker-dealer and investment counselor firm. PCS is registered with the U.S. Securities and Exchange Commission (SEC); the financial advisor is likewise a member of both the Financial Industry Regulatory Authority (FINRA) and the Securities Investor Protection Corporation (SIPC).

The fee-based firm earns its bounty from asset-based fees, hourly fees and fixed fees, but some advisors also charge commissions for investment products.

The firm's staff includes advisors with the certified financial planner (CFP), certified internal accountant (CIA) and certified anti-money laundering specialist (CAMS) designations.

Private Client Services Background

PCS was established as an independent registered investment counselor (RIA) in 2001. The firm specializes in an array of wealth management and investment management offerings, and information technology also provides brokerage services.

The firm's principal shareholders are Ernest A. Sampson and KFG Enterprises, Inc.

Private Client Services Client Types and Minimum Business relationship Sizes

Private Client Services serves individuals, high-net-worth individuals, families, trusts, estates, charitable organizations, pension plan sponsors, corporations and other businesses.

The firm mostly requires a $50,000 account minimum.

Services Offered past Private Customer Services

Private Client Services provides the following advisory services:

Financial planning
Portfolio management
Choice of other advisors
Educational seminars/workshops

Individual Client Services Investment Philosophy

PCS has investment advisor representatives (IARs) that all act independently of each other and use their own investment methods and resources to make investment decisions. However, PCS says information technology all the same provides each IAR with a strategic asset allocation framework. And the firm employs several methods, including cardinal assay, technical analysis, common fund and substitution-traded fund (ETF) analysis and third-party asset manager analysis.

PCS also uses long-term purchases, short-term purchases, trading, margin transactions and option writing.

Private Client Services Fees

PCS offers fixed fee and hourly fee bounty arrangements for its financial planning and consulting services. For financial planning, hourly fees range from $100 to $500, while fixed fees range from $250 to $v,000. Consulting services come with hourly fees ranging from $100 to $500. Fixed fees for this service range from $250 to $5000.

The firm provides the following fee schedules for portfolio management:

PCS Asset Allocation Business relationship Fee Schedule
Amount of assets	Maximum annual fee
$50,000 - $249,999	2.00%
$250,000 - $499,999	ane.75%
$500,000 - $999,999	i.fifty%
Over $i,000,000	1.25%

PCS Plus Portfolios Fee Schedule
Amount of avails	Fee
Up to $250,000	2.00%
Next $250,000	one.75%
Next $500,000	1.50%
Over $1,000,000	ane.25%

Larn more nearadvisors' typical costs here.

What to Picket Out For

It'south important to consider a house's disclosure tape before opening an business relationship. PCS has only one regulatory activeness disclosure listed on its tape. The activity took place in 2011 and was resolved with a $i,000 fine.

Another thing worth noting is that PCS advisors tin earn additional compensation from securities sales. Advisors who sell products for commissions may become incentivized to recommend commissioned products with higher fees. This tin can create a conflict of interest, but PCS says it abides past a fiduciary duty.

Opening an Account with Individual Client Services

You can ready an account with PCS past visiting the house's office or by calling an counselor at (502) 451-0600. You tin can also make full out the firm's contact grade.

All information is accurate as of the writing of this commodity.

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How Long $1mm Lasts in Retirement

SmartAsset's interactive map highlights places where $1 1000000 volition last the longest in retirement. Zoom between states and the national map to see the summit spots in each region. Too, curl over whatever city to learn about the cost of living in retirement for that location.

Rank	Metropolis	Housing Expenses	Food Expenses	Healthcare Expenses	Utilities Expenses	Transportation Expenses

Methodology Nosotros analyzed data on boilerplate expenditures for seniors, cost of living and investment returns to make up one's mind how many years of retirement a $i million nest egg would encompass in cities across America.

First, we looked at data from the Bureau of Labor Statistics (BLS) on the boilerplate annual expenditures of seniors. We then applied cost of living data from the Quango for Community and Economical Research to arrange those national average spending levels based on the costs of each expense category (housing, nutrient, healthcare, utilities, transportation and other) in each metropolis. Using this information, SmartAsset calculated the average cost of living for retirees in the largest U.S. cities.

Nosotros assumed the $1 1000000 would abound at a real render (interest minus aggrandizement) of 2%. Then, nosotros divided $1 1000000 past the sum of each of those annual numbers to decide how long $ane million would cover retirement expenses in each of the cities in our study. Cities where $ane million lasted the longest ranked the highest in the study.

Sources: Bureau of Labor Statistics (BLS), Council for Community and Economic Research